Ibotta is a coupon and discount aggregator that is free to use and gives you cash back on your purchases. Ibotta earn advertising revenue and affiliate commissions from brands and retailers. In return, they share a portion the revenue with consumers in the form of cash backs. The coupon aggregator part of Ibotta works like …
How Does Ibotta Make Money and How You Can Earn Money from Ibotta Read More »
Sinking funds are money saved for future expected expenses. Sinking funds help to take the financial stress out of your life as you are plan and save ahead for future expenses. For example, if you know that the roof needs to be replaced within the next 5 years, you can start a sinking fund to …
What are Sinking Funds and 65 Sinking Fund Categories For Your Budget Read More »
We all know that a budget is a plan for our money. However, it can get stressful and depressing when our income is on the lower end and it just seems that there is hardly enough to go around. When the going gets tough, it’s time to get creative. And below are 16 ways we …
With the current record low interest rates, everyone is talking about refinancing their loans to save money. Our current interest rate is 4.25% and when I hear people getting rates below 3%, my interest was piqued. This article shares some of the information that I have learned as I embark on our process to refinance …
Buying a new house is an exciting process. It is a major purchase and many of us have dreams about how we want our dream home to look like. A nice open kitchen with white cabinets and lots of counter space for the instant pot, bread maker and an air fryer? Throwing in a finished …
What is All Cash Budgeting? To be honest, I was quite surprised to find that people were intentionally using cash for all their transactions. I often thought that only the older folks who grew up pre-credit card era would use cash for everything. I mean why would you want to miss out on the free …